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Our projects are characterized by wooden frames, natural material, very durable and light, able to adapt to various housing needs and with a high durability (with water painting maintenance is now minimal). Wood does not pollute, can be recycled and transformed into energy. In addition, a wooden window is a valuable element that enhances the quality of the environment in which it is placed, responding to the most diverse tastes and requests.
The acoustic insulation (also called soundproofing) is a technique that makes it possible to restrict the transmission of sound energy from one environment to another, by interposing a physical separation means between the two. The purpose of an acoustic insulation system is to protect people from noise by attenuating or eliminating their sound perception. The defense against noise through acoustic insulation concerns both the noises that propagate in the air (airborne noises), and those that are transmitted through percussions, vibrations, entrainment (noises of impact). The current legislation on the acoustic requirements of buildings defines the limits to be respected in terms of noise insulation between different housing units, insulation from external noise, insulation from footfall noise, insulation from noise from the installations, etc. These parameters must be respected by all buildings and represent the minimum values adopted in our projects, where the level of comfort of the rooms is a fundamental element.
The CMV – controlled mechanical ventilation system serves to control the intake of air without opening the windows, providing a continuous recycling according to a single flow or double flow mode. In simple flow systems, the external air enters following the extraction of an internal air flow rate, which can be constant or variable. In the first case, a constant flow of air is continuously extracted from the service rooms of the house (bathrooms, kitchens, etc.) while the outside air enters through the vents placed on external walls or on doors and windows; in the case of a variable management of humidity flow rate, on the other hand, the air is taken from the rooms according to the humidity of the room, which varies according to the level of activity of the occupants, while the outside air enters through special nozzles, possibly after to have been filtered.
In dual-flow systems, the oxygen-rich outdoor air flow that enters every room can be regulated by means of special nozzles or diffusers and an intake fan; at the same time, the air rich in pollutants is taken from special extraction vents thanks to a fan and expelled outside. The two air flows pass through a heat exchanger to limit energy losses to the outside.
Air treatment is the set of functions for controlling the thermal conditions, humidity, controlled replacement and the filtration system of powders and other particles, so that the air inside the rooms is healthy and clean . Radiant systems that work with hot water are increasingly used for summer air conditioning (using cold water). For a correct exploitation of a radiant system even in summer, however, a proper humidity control is necessary to limit the risk of condensation. Another aspect concerns the comfort perceived by people: according to what is recommended by the UNI EN 7730 standard, relative humidity should not exceed 60 ÷ 65% to guarantee comfort and a healthy air. For this reason, it is advisable to install a dehumidification system when a radiant system is used to cool down.
The energy class certifies the volume of energy consumption at home. There are currently ten energy classes: from the A4 (the most efficient) to the G class (the least efficient) and each is assigned an energy consumption value. The hourly consumption emerged from the technician’s examination is compared to the values assigned to the different bands and the house is returned to the class that has a similar consumption interval.
BIM technology allows us to “build” a virtual project, modeling each element, in order to anticipate possible problems from the very beginning. BIM technology makes it possible to design the project by creating a clear interface with the executing companies, facilitating planning, thanks to model simulation and sustainability assessment. Moreover, during the realization phase, it allows a careful control and management of costs and timeline, considerably reducing the work that was not budgeted. The advantages of BIM are also to foresee the future by influencing the management of the maintenance of the project (facility management).
The production activities are subject to a very careful planning, with predefined deadlines for the collection of apartments solutions from customers. Moreover, to reduce the risk of delays and unforeseen events during the operational phase, the design phase is very detailed thanks to the BIM technology.
The interior height of the apartments is 2.70 m. Some decommitments and / or bathrooms could be lowered to 2.40 m to allow the lodging of innovative systems.
In designing your new home we try to offer services that do not burden the condo fees and that are freely used by all condominiums. We always arrange in advance plenty of space to store bicycles, rooms with work tables for your hobbies or meeting places, depending on the different needs of condominiums.
Our architects are at your disposal to customize your apartment according to your needs and desires, within the limits of regulatory and technical constraints.
Our proposals range from two-room to five-room bedroom apartments, with different sizes solutions. If none of these meets your wishes, we will design the house that is tailor-made for you.
Our projects include covered habitable lodges: outdoor spaces designed for the expansion of the house. The lodges represent the added value of all the Abitare In projects, constituting a continuous space with the living area, an important part of our proposals.
If you have no way to reach our showroom, you can manage everything with the team via email and Skype video calls.
You will receive a periodic e-mail newsletter dedicated to the construction site. Also in your private area on the MyAi portal you will find all the information and updates on the progress of the construction site of your new home.
Abitare In offers you the MyAi portal, an exclusive web platform dedicated to our customers, with restricted access via login and password, where you can access all the digital documentation and receive information or updates on your new home.
As our customer you will be provide with a team of architects and interior designers who will accompany you step by step in all your choices, from the design phase of the interior spaces to the personalization of finishes and furnishing solutions.
If you go to our bank you can “take in” a part of our mortgage loan, with no ignition costs (see other specifications on the previous answers)
If you go to our bank you can “take in” a part of our mortgage loan, with no ignition costs (see other specifications on the previous answers)
The loan is set up by the buyer at the time of deed and may vary in duration without constraints of relationship with the default banks.
If you go to our bank you can “take in” a part of our mortgage loan, with no ignition costs (see other specifications on the previous answers)
The document of finishing materials is attached to the preliminary contract for the purchase and sale of the buildings under construction, which contains the technical specifications of the works that will be carried out: detail therefore all the main characteristics that the building will have, such as the materials used in the construction, the methods of realization of the structures and plants, the finishes foreseen for the common parts and for the single real estate units.
With the signing of the preliminary contract, the seller is required to deliver the property to the buyer with all the characteristics indicated in the contract, in the specifications, as well as any subsequent agreements relating, for example, to the finishes of extra-capitulated. In addition, the seller is required to comply with all other provisions contained in the contract, such as the expected delivery date.
Since Abitare In S.p.A. is a company listed on the AIM market, the shares are purchased on the reference stock market. This presupposes the availability of a “securities account” (or dossier). For the purchase and sale of securities of a listed company, you must contact authorized intermediaries (banks and real estate brokerage firms). Alternatively, it is possible to purchase the shares directly from the company, underwriting an increase in capital, an extraordinary transaction approved by the shareholders’ meeting which provides for an increase in the share capital through contributions (in cash and / or in kind) and consequent issue of new shares in favor of those who make new contributions.
The acceptance of the mortgage consists in the takeover by the buyer in the mortgage loan contracted by the company for the financing of the project. When the mortgage contracted by the company (and the relative mortgage) is related to more than one real estate unit, the buyer, with the take-over assumes the obligation to repay only that “fraction” of mortgage on the property he purchased due to fractionation. The advantages of the client take-up are manifold: a new mortgage must not be lit on the property he has purchased with consequent savings in notary fees and related taxes; the costs of investigating the mortgage will not be due to the Bank; the customer benefits from the conditions already negotiated by the proposing real estate company.
The subrogation of the mortgage is a procedure that allows you to transfer, for free, your mortgage from one bank to another that may possibly propose better conditions. The institution of the subrogation has been modified with the Decree-Law n. 7/2007 (the so-called Bersani Decree), which has simplified its operation. The new law sanctioned gratuitousness and guaranteed the right of subrogation of the loan by the debtor. Furthermore, it has legalized the portability of the mortgage, allowing it to be transferred from one bank to another. Finally, all the costs, expenses and burdens related to the subrogation were charged to the incoming bank.
Legislative Decree 122/2005 introduced a specific “protection package” for purchasers of properties under construction, which includes a series of obligations for the seller. For the reference legislation, a building under construction is considered a building for which, on the one hand, the building permit has already been requested and, on the other, it is still to be built or for which the building does not appear to be completed by paying in a stage that does not yet allow the issuance of the certificate of practicability.
The decree provides for the obligation for the seller to deliver to the buyer a surety document to guarantee all amounts to be paid until the final contract is signed. If the seller is a company acting in the business and the buyer is a natural person, the protections for the buyer are:
- obligation for the manufacturer to deliver to the purchaser, together with the signing of the definitive contract, a ten-year long-term insurance policy (so-called “decennial posthumous”) to guarantee compensation for property damage and property damage deriving from total ruin or partial or from serious constructive defects;
- obligation to include in the preliminary contract the minimum contents set by the legislator,
- provision of an alternative procedure for the splitting of the loan and the related mortgage if the bank does not provide within a certain period;
- obligation to complete the splitting of the mortgage and cancellation of the mortgage (for purchase without taking the loan) before the conclusion of the final contract;
- the buyer’s right of pre-emption in the event of an auction sale of the property;
- exclusion, under certain conditions, from the bankruptcy revocation
The taxes that affect the purchase of the apartment vary depending on whether the seller is a private individual or a company such as Abitare In. The general rule is that, when the seller is a company, the transfer is exempt from VAT. However, the tax applies, among others, to the sales made by the construction companies within 5 years from the completion of the construction, or even after 5 years if the seller declares to want to subject the transaction to VAT.
The preliminary contract subject to VAT must be registered at the local Revenue Agency with the following costs: € 200 for the registration tax, 0.5% of the sums provided as a deposit. To these amounts, one must add the stamps to be applied on each copy of the contract submitted for registration (a revenue stamp of 16 € every 4 pages – every 100 lines), as well as a revenue stamp of 1 € for each plan attached to the preliminary contract). For the definitive contract of sale subject to VAT, the buyer will have to pay the VAT equal to 10% of the purchase price, the fixed registration tax of 200 €, the fixed cadastral tax of 200 €.
The current legislation provides a series of tax breaks aimed at favoring the purchase of property to be used as a main residence. The tax relief relates to the taxes that have to be paid at the time of purchase: in case of purchase from an enterprise, with sales subject to VAT (and this is the case of Abitare In’s projects), VAT, which in the ordinary regime is equal at 10%, it is reduced to 4% of the purchase price. Furthermore, the registration, mortgage and land registry taxes are fixed, and the amount is € 200 each.
Tax benefits are only recognized if certain requirements are met. The purchased dwelling must belong to one of the following cadastral categories: A / 2, A / 3, A / 4, A / 5, A / 6, A / 7, A / 11. The property must be in the municipality where the buyer has (or intends to transfer within 18 months) his residence. In addition, the facilities are reserved for those who do not already own a property purchased with the “first home” benefits. In this last regard, starting from January 2016, the tax benefits have also been extended to those who are already owners of a property purchased with the first home facilities, provided that the house already owned is sold within one year of the new purchase. In this case, the repurchase of the “first house” benefits from an instrument called tax credit: who sells the house purchased with the first house facilities and within 1 year he buys another, taking advantage of the benefits first home, has the right to a tax credit equal to the registration tax or VAT paid for the first subsidized purchase. Finally, the houses included in the cadastral categories mentioned (which are also “first home”), are exempt from the payment of the IMU.
All the projects carried out by the Abitare In group are put on sale “on paper”, while the properties are still under construction, following three fundamental steps: the purchase proposal, the preliminary contract, the final contract.
The purchase offer is a unilateral declaration that the buyer addresses to the seller about his intention to purchase a certain property at a certain price, generally accompanied by the payment of a sum of money as a security deposit and already containing the regulation. After being received by the seller, the purchase proposal becomes a binding document for the buyer, while it leaves the seller the possibility of evaluation. In case of acceptance by the seller, the proposal becomes binding for both parties and assumes the same value as the preliminary contract. Usually, the purchase offer is irrevocable for a certain period and binding until the indicated deadline.
The preliminary contract (also called compromise) binds both parties (seller and buyer) to sign the final contract, concerning the sale / purchase of the property / s indicated therein. The preliminary must already indicate the essential elements of the sale such as the purchase price, payment methods and identification of the property. The preliminary contract is a private contract that does not require signing with the notary, but must be registered with the Inland Revenue within 20 days of signing.
The definitive contract of sale (also called notarial deed of sale and purchase) is the contract, drawn up by the notary with the prescribed formalities, through which the seller and the buyer definitively transfer the ownership of the property. Generally, at the time of stipulation of the final contract, payment of the price and delivery of the goods take place. For the contract to be effective also in relation to third parties, the same must be transcribed, by the notary, in the appropriate real estate registers.
Innovative SMEs are small and medium-sized enterprises that operate in the field of innovation and meet the requirements necessary to be registered in the specific Chamber of Commerce register. The typology was established in 2015 with the aim of “strengthening the competitiveness of the national productive fabric and favoring a more widespread diffusion of technological innovations in all economic sectors”. To be recognized as an SME Innovative, a company must: be established as a joint-stock company, have its head office in Italy, have no shares listed on a regulated market, have already deposited at least a certified financial statement, have revenues that do not exceed € 50 million or that the total annual balance sheet does not exceed € 43 million, has less than 250 employees, has innovative content.
Innovative content exists if it meets at least 2 of the following 3 criteria:
- Research and development costs of at least 3% of the total value of production (or, if higher, of the cost of production),
- Employees or collaborators a) in a percentage equal to or greater than 1/5 of the total workforce: of personnel holding a research doctorate degree or who is conducting a research doctorate at an Italian or foreign university, holding a degree and having carried out, for at least 3 years, certified research activity in public or private research institutes, in Italy or abroad or b) in percentage equal to or greater than 1/3 of the total workforce in possession of a Master’s degree.
- Own, custode or have license of at least one industrial property related to an industrial invention, biotechnology etc.
Listing on AIM involves numerous advantages for the company, both in terms of development and competitiveness: the company is able to find more financial resources, useful for the realization of its projects and development plans; the listing helps to improve the external perception and supports the commercial credibility of the company; the company acquires greater efficiency and organizational capacity, through a more sophisticated management at all levels; finally, the possibilities to attract qualified talents and resources and also increase the motivation of management and employees.
AIM Italia (Alternative Investment Market) is the market (MTF Multilateral Trading Facility) organized and managed by Borsa Italiana, dedicated to small and medium-sized companies with high growth potential, which offers the possibility of access to a select group of investors focused on small cap. It is defined as an “unregulated” market and is characterized by a more streamlined structure compared to regulated markets, to better adapt to the needs of SMEs. Moreover, it welcomes companies belonging to many sectors of the national economy and of Made in Italy, which stand out, among other things also for the high degree of innovation. AIM Italia was founded in 2008, following the example of its London correspondent, evolving to incorporate in 2012 the MAC (Alternative Capital Market).
The showroom is the space in which to discover your new home, thanks to the faithful reproduction of the apartments, with real dimensions and finishes. We are waiting to take you on a journey where you can experience the atmosphere and the details that surround you.
Our products can be purchased only during promotional campaigns, at least twice a year, taking advantage of special and unrepeatable conditions. Each campaign is different and provides economic advantages and / or vouchers for the purchase of furniture and Interior Design furnishing accessories produced by our partners. When activated, you can find the campaign and all its specifications on our website and at our showroom.
We do not purchase used real estate directly but we can accompany you in the sale process thanks to a qualified partner who will support you in all the necessary activities, taking into consideration also the completion time of the new home that you purchase with us and the financial plan that we have established together.
Our projects include the possibility to purchase from a wide catalog of housing solutions to be positioned in a variable way according to scale, floor and exposure, with numerous possible combinations and different price ranges. For more detailed information and in order to define what your housing and financial needs are, come and visit us at our showroom in Viale Umbria 32 or contact our Contact Center at the number indicated on the project page that interests you.
We realize residential projects of new construction for residential purposes only for sale. Thanks to our promotional campaigns you will have the opportunity to take advantage of extraordinary purchasing conditions, guaranteeing the best quality / price ratio.
We realize innovative residential projects, through urban regeneration interventions, offering a unique service of complete personalization of your apartment. We manage the entire process directly from the ideation and design of the project to sales and after sales services. With us you will always have our professionals by your side.